Section 01
Acceptance of Terms
By accessing or using the services provided by Merlita Viktor, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the services.
Acceptance of Terms
By accessing or using the services provided by Merlita Viktor, you agree to comply with these terms and conditions. If you do not agree, you must refrain from using the services.
Section 02
Scope of Services
The services offered by Merlita Viktor include spiritual growth courses aimed at executives. The scope of these services may be subject to change at the discretion of the provider.
Core Terms
Payments for services must be made in accordance with the specified terms provided during the transaction process. All fees are non-refundable unless otherwise stated.
03
Payments and Fees
Payments for services must be made in accordance with the specified terms provided during the transaction process. All fees are non-refundable unless otherwise stated.
04
Commercial Conditions
All transactions are subject to the terms and conditions outlined herein. The provider reserves the right to modify these conditions at any time without prior notice.
Internal Conditions
Use, ownership, and limitation clauses
This board summarizes operative policy conditions and reading references for the two clauses below. Review each item carefully before relying on access, reuse, or submission rights.
Primary referenceConsumer Affairs SG
05
Intellectual Property Rights
Clause referenceAll content and materials provided by Merlita Viktor are protected by intellectual property laws. Unauthorized use or reproduction of any materials is prohibited.
06
Limitation of Liability
Clause referenceMerlita Viktor shall not be liable for any indirect, incidental, or consequential damages arising from the use of the services. Users assume all risks associated with their participation.
Legal Summary
Governing Law
These terms shall be governed by the laws applicable in Singapore. Any disputes arising from these terms shall be resolved in accordance with the relevant legal framework.
07
Clause 07
Governing Law
These terms shall be governed by the laws applicable in Singapore. Any disputes arising from these terms shall be resolved in accordance with the relevant legal framework.
Reference
HCCH08
Clause 08
Contact and Updates
For any inquiries or updates regarding these terms, please contact Merlita Viktor through the appropriate channels provided on the website.
Reference
UN Declaration